Welcome to Basecamp.
The monthly email newsletter from P1FCU!
Each month we bring you free tips and strategies to improve your financial well-being and insight into resources you have access to as a P1FCU member. We'll also include some news about what's going on at P1FCU, including branch openings, new products, and what we've been up to in our communities recently. You can receive this newsletter monthly by subscribing below, all we need is your name and email.
Your search returned 0 results. Try Again?
October 23 2024
October Edition
We know it's only October, and for many of us, the Holiday Season is the furthest thing from our minds. But when you look at the calendar, the holiday season is only a few paychecks away. Planning ahead will help you avoid overspending and the need to use your credit cards or Buy Now Pay Later services to pay for items you can't afford.
key terms: short term loans, buy now pay later, holiday budgeting
September 26 2024
September Edition
As credit card balances have reached record breaking highs over the last year, one goal many Americans have made has been to pay down their debt.1 Aside from freeing up room in your budget, paying off credit card debt has another added benefit: it will usually help you raise your credit score.
key terms: credit card debt, credit score, credit
August 23 2024
August Edition
Many parents hesitate to teach their kids about financial literacy because they feel their own lack of financial savvy makes them unqualified. However, we couldn't disagree more. Teaching your kids financial literacy can be a fantastic learning opportunity for you as well.
key terms: financial literacy, kids, money
July 23 2024
July Edition
Summer is prime time for buying a home, and with inventory up 15% compared to this time last year now is a great time to buy. A lot of buyers find themselves caught off guard with all the expenses associated with buying a home, this newsletter breaks down every expense.
key terms: down payments, closing costs, home purchases
June 18 2024
June Edition
June 30 is the FAFSA filing deadline, what do you know about the Federal Application for Student Aid? If you have a student going to college in the fall, or a rising senior, be sure to read up on these key student loan terms.
key terms: student loans, FAFSA, college, federal student loans
May 21 2024
May Edition
Debt can feel isolating and paying it off can feel daunting. In reality, a large portion of the American public deals with debt on a regular basis, but understanding the difference between debt that helps and debt that hurts is fundamental to shaping your approach to debt.
key terms: debt, high-interest, mortgages, mental health
April 18 2024
April Edition
Sometimes, life can feel like it's passing us by so quickly that it's easy to get caught up in the present that we forget to plan for the future. A little bit of planning can go a long way.
key terms: saving goals, emergency savings, 401k, paying off debt
March 19 2024
March Edition
There are a lot of misconceptions about credit scores out there. This month we dive into some of the most common myths about credit scores, plus we share an exciting new tool for parents!
key terms: credit scores, greenlight, fraud prevention
February 15 2024
February Edition
Let's dive into the pros and cons of Buy Now, Pay Later Services. Are they right for you? Check out some of our recent community events and an information security tip.
key terms: short term loans, password security, online shopping