Certificate Accounts

Build your savings for the long term. 

Put your savings on a schedule that fits with your future needs and long-term goals. Our Certificate Accounts offer plenty of options, all of which pay higher interest than most traditional savings accounts.

 

Featured rates:

6 Month Certificate Account: 3.80% APY1
12 Month Certificate Account: 3.70% APY1
18 Month Certificate Account: 3.70% APY1

Certificate Details

  • $500 Minimum Deposit
  • Dividends compound monthly for terms shorter than 6 months, quarterly for 12 month terms and longer
  • IRA Certificates available for same rates with no early withdrawal penalty for qualified distributions



Certificate Account Term APY1
3 Months 1.25%
6 Months 3.80%
12 Months 3.70%
18 Months 3.70% 
24 Months 3.70%
36 Months 3.70%
48 Months 3.75% 
60 Months 3.90%

































mountains

Money Market Accounts

Earn a higher interest rate on your savings balance  without committing your funds for the longer term. 
Mountains with trees

Ascend Checking


Start earning dividends with our free checking account. 

Savings Accounts

Save a little or a lot, either way you need a safe place to keep your money. 

1 APY = Annual Percentage Yield. Rates and terms subject to change without notice. Fees may reduce earnings. Rates effective 5/16/2024. Minimum balance requirements: The balance required to open this account is $500.00. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield.