Shared Branching

How Shared Branching Works

For added convenience to our members, P1FCU is part of the shared branching network. As part of a network of 5,000+ branches nationwide, you can perform branch transactions safely and securely. Managing your finances at a shared branch location is exactly like working with our branch. There is no charge to use shared branching services1 , it’s just one more way for you to access your accounts.
 
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IDCheck: Faster, More Secure Access to Shared Branching

Starting on May 1, 2025, CO-OP is launching a new way to verify identities for out-of-state shared branching guests. IDCheck is a secure identity verification system that streamlines the process of accessing your account at Co-op Shared Branch locations. Instead of relying on traditional ID verification alone, IDCheck uses a QR code, a government-issued ID, and facial recognition to confirm your identity in seconds.
 

How does IDCheck Work?

  • Scan the QR Code at the branch with your smartphone.
  • Enter your information, including your credit union name, account number, and the last four digits of your Social Security Number.
  • Take a quick photo of your government-issued ID (such as a driver's license) and a selfie to match your ID.
  • Once verified, you'll receive a one-time access code.
  • Show the access code to your teller, and they will process your transaction.
  • If you have used IDCheck before, you can skip most of these steps. Just scan the QR code and receive your access code instantly. 

Services available at shared branching locations:

  • Deposits and withdrawals
  • Transfers between accounts
  • Account/loan inquiries
  • Make loan payments (excludes P1FCU Credit Card payments)
  • Print transaction history

The shared branch network makes it possible for members of participating credit unions to walk into partner credit unions and make deposits and withdrawals like they would at their own credit union. P1FCU is a member of the Co-Op Shared Branch network, along with more than 1,800 other credit unions. Our Co-Op membership provides our members with access to over 5,000 Shared Branches and 30,000 ATMs across the country.

Find Shared Branching (Opens in a new Window)

You can use the Co-op Shared Branch Locator to find one of the 5,000+ service centers nationwide near you. Remember to bring your member number and photo ID when visiting a shared branch.

Please call the Co-op Shared Branch Call Center at (888) 837-6500 (Opens in a new Window) to do shared branching over the phone.
Look for an IDCheck QR code when you arrive at a participating Shared Branch. You can also contact the branch in advance to ask.
If you don’t have a smartphone, you may need to follow the standard ID verification process at the teller window. Some branches may offer a tablet or device for use.
Your access code is valid for 20 minutes. If it expires, simply rescan the QR code and complete the verification process again.
Yes! IDCheck uses secure encryption to protect your personal data. It’s designed to enhance security while making your transactions faster and easier.
No, IDCheck does not support military IDs due to federal regulations prohibiting photocopying of government-issued identification.
1 Other financial institutions may reserve the right to assess their own fees or charges for certain transactions.