February 2025 Basecamp Newsletter

Welcome to Basecamp, the monthly newsletter from P1FCU! Each month, we'll bring you free tips and strategies to improve your financial well-being, plus some insight into all the resources you have access to as a P1FCU member. Welcome! Become a subscriber below.

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woman pushing a shopping cart holding a checkmark and it says how to save money on groceries

A recent report reveals that a growing number of families in America are struggling to put food on the table1. Saving money on groceries can feel challenging, especially with rising prices. We invited Kesha Barden, a Nutrition Education Specialist at The Idaho Foodbank, to join us on our Making Sense of Money podcast.

Kesha shared practical tips on how to shop smarter, avoid impulse purchases, and plan meals without breaking the bank. Her advice can make a big difference if you want to cut costs or simply get more organized!


Start with a Plan  

One great way to approach shopping healthy on a budget is to start with a plan. Kesha says, "Shopping really takes strategizing, especially if you want to get the most bang for your buck." So, the first step? Create a menu plan and a grocery list.

1. Set a Budget: Know how much you can afford to spend.

2. Check Your Pantry: Take inventory of what you already have.

3. Stick to Your List: Avoid tossing extra items into your cart.

Planning your shopping trip might take extra time, but it helps you stay on track and avoid overspending.

 

More Key Tips From Kesha

 

Stock Up on Pantry Staples

A well-stocked pantry is a lifesaver when life gets busy. Kesha recommends having staples on hand so "you can quickly put a meal together without scrambling for ingredients." It's all about being prepared for those busy evenings when plans may change, and you must adjust your plans. 

 

Avoid Impulse Purchases

Let's face it—grocery stores are designed to tempt you with impulse buys. Those bright displays and cleverly placed snacks are hard to resist! 

Kesha offered some strategies to stay focused: 

  • Shop the store's perimeter, where fresh produce, dairy, and proteins are located. These are the healthy staples. 
  • Be wary of flashy displays and colorful packaging in the middle aisles. 
  • If you see a great deal on something you need, grab it—but don't buy items just because they're on sale. 

Interested in a few more ways to save big at the grocery store? Click below to keep reading for a few more great tips and community resources.

 

Check Out Our Blog 


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Brand New Podcast

Money is such a complex topic. It is intertwined in every decision, and sometimes, it can be hard to make sense of. Click below to learn from financial experts, local business leaders, and community partners.

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Home Buyer's Guide

With Spring coming ever closer, are you looking to purchase a new home this year? If so, we have a guide that can help you through the mortgage process with ease. Click below to download it today.
































 Tax season is upon us  


Everyone's tax returns are filed, right? Don't worry, you still have time left. Tax season can be a very busy time for our members, and unfortunately, scammers. As technology has advanced with AI, being aware of the most recent scamming methods can save you from identity theft, substantial financial losses, and a huge headache. 



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This is for educational purposes only and not financial advice.
References
1Food Research & Action Center. (2024, September). USDA food security report: September 2024. Retrieved February 10, 2025, from
https://frac.org/news/usdafoodsecurityreportsept2024#:~:text=The%20report%20reveals%20that%2047.4,13.5%20million%20compared%20to%202021.