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Credit Score Blog

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As credit card balances have reached record breaking highs over the last year, one goal many Americans have made has been to pay down their debt. Aside from freeing up room in your budget, paying off credit card debt has another added benefit: it will usually help you raise your credit score.
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Your credit score is a key factor lenders use to make decisions to lend you money when you need to make purchases like homes, vehicles, or get a loan for your business. If you need to improve your score, use the free resources below to get on the right track.
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Your credit score is an important part of your financial well being. If your credit score needs improvement, these are some things that a lot of people don't realize they're doing that could be hurting their score.

6/24/2024

How to Read Your Credit Report

If you've never looked at your credit report, the notion of looking at it to understand how what you do affects your score might seem intimidating. That said, the free report you get when you request it from annualcreditreport.com is actually pretty easy to understand.
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Credit scores, by their very nature, can seem a lot like an enigma. This can cause a lot of confusion and lead to a lot of misinformation about them. Here are five common myths about credit scores, and why they're myths.
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Do you know who is actually calculating your credit score and keeping track of your credit? In order for lenders to find your credit history, they rely on credit bureaus and reporting agencies to provide them with it.  
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2/29/2024

How to Build and Improve Your Credit Score

If you're trying to build or improve your credit score, odds are that it is because you know your credit score is low. That said, do you know exactly where it's weak?
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2/22/2024

5 Factors That Impact Your Credit Score

Your credit score, sometimes called your "financial reputation," is made up of five elements of your financial profile and history. These elements are weighed differently by the different credit agencies, so while you may be excelling in one area, where you're doing poorly in another area could bring your credit score down.
2/01/2024

Understanding Credit Scores: An Introduction to Your Financial Reputation

Your credit score is essential to your financial well-being, but do you understand what it does? Credit scores are a vital part of your financial well-being, but the whole process can feel like a mystery without understanding what goes into calculating your credit score.
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Let’s Work on Your Credit Score

Your credit score can make all the difference in getting a mortgage or auto loan. We're here to help you get to that 780!
To find some tips, visit the link below!