Secured Loans

Your savings balance can be the ticket to a better loan rate.

A secured loan lets you borrow money using your own savings as collateral—helping you get a lower interest rate while keeping your savings intact.  With a Share Secured Loan, your funds stay in your account, while you borrow against them. A Share Certificate Loan works the same way but allows you to earn higher dividends while borrowing against it. 

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All that hard work is about to pay off once again.

  • Great opportunity for building or improving your credit score while keeping your savings intact.
  • Loan limits depend on the balance of your Share and Certificate Accounts.
  • Get an affordable loan while continuing to earn dividends on your savings.
  • Make easy monthly payments through Online and Mobile Banking.
  • Paying off Secured Personal Loans is a good way to build up your credit rating.


































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Money Market Accounts

Earn a higher interest rate on your savings balance  without committing your funds for the longer term. 
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Ascend Checking


Start earning dividends with our free checking account. 
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Savings Accounts

Save a little or a lot, either way you need a safe place to keep your money.