For financing your new construction, lot loans, barndominiums and more.

Affordable rates and timely financing.  

You have a floor plan in mind. You know exactly what features you want in every room. And you have a contractor ready to make it all happen. We can provide the financing that helps make dream homes come true. Our team of expert lenders and administrators is here to ensure your construction loan process is as smooth as possible.  

workers pencil and ruler

Construction Loan Options 

New Construction 

  • Single family owner occupied homes 
  • Up to 80% loan-to-value
  • May include the purchase of the lot 
  • "All-in-one loan" that includes the construction costs as well as the transition to a permanent mortgage in just one close

Lot Loans 

  • Purchase now and build later 
  • Up to 75% loan-to-value
  • City lots must have utilities available
  • Rural lots must meet county requirements for a legal building site and have water available or an established well

Single Close Construction Loans on New Manufactured Homes 

  • Contact us for more details 

Shop-Living Quarters Construction 

Shome, Shouse, or Barndominium, we've got you covered. 

Our affordable financing can help you make your dreams a reality.  

  • Up to 80% loan-to-value 
  • Primary residences 
  • Must meet your local building authority approval for occupancy 

Mortgage Calculator1
































people hugging

First Time Home Buyer's Guide 

All the information to take in as a first time home buyer can be overwhelming to say the least. Our guide outlines the process for you.  

Start Learning 

front of house

Conventional Home Loan

The option just right for millions of purchases every year.


Manufactured Home Loans

Stick built or manufactured, we're here to get you the keys to your new home.

 
1 Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.